If you can answer yes to the three basic guidelines, then please complete and submit the contact form below.


• need

• ability to pay

• willingness to partner

1. I have need and do not own my own home. I am a resident of Waldo County.

2. I have the ability to pay (0% interest mortgage, real estate taxes and insurance).

• I do not have liens, excessive credit card debt or multiple bills in collection.

• I have not declared bankruptcy in the last 18 months.

• I pay my rent on time.

• I have had a stable income for the last 12 months.

My annual income falls within the following guidelines:

2                     13,000                    34,700

3                     14,650                    39,050

4                     16,250                    43,350
5                     17,550                    46,850

6                     18.850                   50,300

3. I am willing to partner with Habitat for Humanity of Waldo County and fulfill the "sweat equity" hours required, attend home buyer classes, budgeting workshops and participate in Habitat for Humanity of Waldo County events.